Nationwide

Car Insurance
An insurer with a plethora of products, reputation for offering delightful support to the customers as well as formidable financial health, Nationwide is one of the major names in the insurance industry in the Unites States.
3.9
out of 599 user reviews

Insurance Coverage

For the commercial truckers of the country, this company needs no further insurance as it has already insured millions of truckers across the country. Nationwide enjoys the trust and reliance of the mass as well as high rating from the top credit rating agencies in the country. On the whole, the decision to insure the commercial trucks with this insurer is a wise move as the company offer extensive coverage, within reasonable rates.

The best part about the policies from Nationwide is that it focuses on the practical risks and threats to the truckers. As such, these policies aim to protect the vehicle and the truckers from those challenges that are most likely to appear.

The insurance policies from this insurer are targeted towards the usual risks that are likely to appear, once the commercial trucks start rolling on the roads. For instance, there are coverages for the bodily injuries, incurred by the insured or the 3rd parties, victimized by the truck accident. In addition, the insured gets coverage for the expenses borne as a consequence of the accident. Thus, it will be right to say that these policies come as a protective coverage on the business interests of the truckers and enable them to combat the threats and risks that can affect their business aspirations.

Coverage Options

  • Complete protection from the threats of physical injuries caused to the insured. In the gravest instance, that the accident result in the disablement or the death of the driver, their nominees get adequate compensation under the death benefit plans.
  • Coverage for the expenses made for the repairing and restoring the commercial truck.
  • Compensation paid if the truck is damaged to extent that it is not possible to restore or the truck is theft by burglars.
  • Protection of the damages caused to the trucks due to raid conditions or acts of vandalism.
  • Support for making the liability payment to the 3rd parties, affected by the truck accident. The scopes in this regards cover the liability of compensation for their physical injuries as well as to mitigate the losses for the damage of 3rd party properties. In addition, the coverage covers the liability of medical payments to be made to the 3rd parties.
  • Coverage for the losses, arising due to the damage to the cargo in the course of transit.
  • Protection for the guest passengers in the trucks.
  • Coverage of the physical damages to the trailers, operated as per an interchange agreement.
  • Support for paying the compensation for the damaged caused to the 3rd parties in instances the truck was not in use for business purposes.
  • Reimbursements of the rents paid for renting commercial trucks for the time the insured vehicle stay off the road for repairing reasons.
  • Coverage for the revenues lost in the downtime of the truck.

Affordability

In terms of the affordability of the premium cost, Nationwide stands unmatched by other insurers. This enables the truckers to take the adequate protection for the most common risks and threats, without the need to shoulder extravagant expenses. In addition, the company offers various schemes of rebate on the premium cost of the policies and this make the policies all the more affordable for the mass. In the aspect of the affordability of the insurance policies, Nationwide gets 4.5/5 rating from the credit Raters that establish that you will never find it difficult to afford these policies. No wonder, the policies of this company are  highly sought after by the truckers in the United States.

Customer Satisfaction

Customer Satisfaction Rating: 
3.9
out of 599 user reviews

If you ever analyze the standing of the top companies around the world, the common  point that you will see is that they hold a formidable record for customer satisfaction. As one of the top truck insurance companies in the United States, Nationwide is not an exception in this regard. The reviews suggest that the customers are highly satisfied with the services of the company and they strongly endorse this insurer within their network. The best part about this insurer is that it takes the least time in settling the claims.

Survey Review Data

Financial Stability

Financial Stability Rating: 
4.7
out of 599 user reviews

With an enormous value of Net Assets in its record and having smooth  cash inflows, the company features a strong standing in term of its financial health. As for facts and figures, the net assets held by this company are substantially higher than the average value in this regard, held by the top insurance companies in the country. Further, it will be especially relevant to state that the company has been accredited with a 4.7/5 rating by the Credit Rater for its financial Stability.

Contact Info

Website: 
https://www.nationwide.com
General Phone Number: 
1-877-669-6877
Customer Service Phone: 
1-800-421-3535

Nationwide Headquarters 
One Nationwide Plaza 
Columbus, Ohio 43215-2220